Interesting that the CSR told you it only updates every 30 days - I had one tell me the same thing - and yet certain things change whenever there is activity... definitely the INQs are updated on a daily basis.
I have MANY collections that have been deleted and I am scared to have them pop up again.
CA wants a copy of CR w/all other TLs blacked out and a copy of all letters sent to CA.
(Payday loans without bank account) On the report it says "Collection Reported" so I'm assuming it's a collection account.
Now, if it has yet to be reported and the ca sends the initial collection out, and the debtor disputes the acct with the ca, then of course, the ca can not legally report it until such time as they properly validate the debt.
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